Federal Direct Graduate PLUS Loan
Direct Lending Graduate PLUS Promissory Note (Log into Manage my Direct Loan)
This program allows graduate students who do not have an adverse credit history to borrow up to the full cost of attendance, less other financial aid received, including Federal Direct Unsubsidized Loans. The interest is fixed at 6.8 percent. Interest accrual begins on the date of the first disbursement; the first payment is due within 60 days after the final disbursement.
Colleges determine eligibility for Federal Direct Unsubsidized Loans before determining any remaining eligibility for a Federal Direct Graduate PLUS Loan. The Office of Financial Aid will calculate the maximum a student may borrow through the Direct Graduate PLUS Loan program after completion of the Federal Direct Unsubsidized Loan application process.